Insurance Agency serving the state of Pennsylvania

The insurance team you can trust

At Capital State Insurance, we understand the challenges many consumers face when searching for insurance coverage. This is why we've built our team and processes specifically to alleviate the headaches and aggravation.

We are on a mission to help you find the right insurance

When it comes to shopping for insurance, a large majority of consumers are skeptical and confused. We totally understand.

Whether it's you, your family or your business, we can create a coverage plan specifically for your unique needs

Personal Insurance

Homeowners, auto, boat, motorcycle or anything else, we can help.

Business Insurance

Empower your business's future with customized solutions.

Specialty Insurance

We can also help you with specialty insurance products.

Let's keep it simple.

meeting with mature clients

Insurance doesn't have to be complicated. With us, it isn't.

Insurance can be overwhelmingly confusing. All of the jargon, terms, and coverages can make you feel like you don't understand any of it. Our team educates our clients so they fully understand what their premium dollars are being spent on.

Even more reasons to choose our insurance agency if you live in Lemoyne or surrounding areas.

Choosing the right insurance policy can be a daunting task even for a well informed consumer. Image if you have no idea what you're doing?

At Capital State Insurance, our main goal is the make the process as easy, educational, and enjoyable as possible, with personalized and authentic advice from an experienced agent, who goes to bat for customers, and does the right thing every day.

One of the biggest reasons you would want to use an independent agent like us, is we work and live in your community, so you're supporting local economy and small business.

You're never just a number at Capital State Insurance!

Choice

Being Independent means that we don't work for any one insurance company. We have the ability to search multiple companies on your behalf, acting as a negotiator, to find you the best possible policy and price. You never have to haggle with an agent or insurance company again.

Expertise

Not all insurance agencies are created equal. We have an in-depth knowledge of insurance policy coverages from dozens of different insurance companies. We've seen it all, and when it comes to fine print, we truly understand the coverage we are recommending.

Service

Why sit on hold with a call center representative who doesn't know you, when you can deal with a familiar face who knows you and understands your unique situation? Our customer service is the single biggest reason why our customers refer us so many of their friends.

Claims

The entire reason you have insurance is for when you need to use it. Unfortunately, insurance contracts contain many exclusions and conditions you may be unaware of. We'll help you understand how you're covered, and walk you through your claim.

Local

When you do business with our agency, you're not only supporting your local community, but you're being serviced by a local business who knows your name, and your unique coverage needs. You never have to deal with call-center representatives again.

Let's talk insurance

We take the hassle out of finding the perfect insurance plan for you. Start a conversation to find out how!

  • Start Online

    Enter some basic information on our website to start.

  • We Shop For You

    We closely review your current policy, checking for coverage levels and exclusions with our multiple carriers.

  • Pick The Best Plan

    Choose the coverage package that fits best.